More than 34,000 housing loan borrowers affected by Tropical Storms Crising, Dante and Emong, and the southwest monsoon will benefit from the one-month moratorium on amortization payment  granted by the National Home Mortgage Finance Corporation (NHMFC).  

The highest number of beneficiaries are from Cavite, reflecting the province’s large concentration of NHMFC housing loan borrowers, followed by Laguna, National Capital Region, and Luzon Region.  

The moratorium took effect on July 19, 2025 and will end on August 18, 2025.  This program temporarily suspends the collection of one month amortization payment, easing the burden on families affected in the storm-affected areas.

This program is in line with the directives of President Ferdinand R. Marcos  Jr. and Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon P. Aliling to immediately bring the much-needed relief to the victims of the recent calamities. 

“Through this moratorium, the NHMFC reaffirms its commitment to support Filipino families during times of hardship. We remain steadfast in our mission to uphold housing security and financial resilience,” said NHMFC President Renato L. Tobias.

Borrowers who still wish to continue their payments during the moratorium period may do so voluntarily. For borrowers with updated accounts, any payments made will be treated as advance payments.