To provide immediate financial relief to families affected by the magnitude 7.8  earthquake that hit Mindanao yesterday, the National Home Mortgage Finance Corporation (NHMFC) extended its ongoing moratorium of housing loan amortization payments for qualified borrowers, which will end in July 2026, to an additional three (3) months.  

Under this program, qualified borrowers may opt to temporarily defer their monthly amortization payments for another three (3) months from August to October 2026 without incurring penalties, surcharges, or interests during the moratorium period,  The corresponding loan term will be adjusted and extended for a duration equivalent to the payment suspension.

This initiative aligns with the continuing commitment of President Ferdinand R. Marcos Jr. and Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon P. Aliling to provide immediate assistance to homeowners facing financial difficulties brought about by natural disasters and other unforeseen circumstances.

NHMFC President Renato L. Tobias emphasized the Corporation’s commitment to responsive and compassionate public service.

  “This extended moratorium is more than a payment relief measure — it is National Home Mortgage’s response in standing with our Filipino families during this challenging time to give them the flexibility to rebuild and move forward,” NHMFC President Tobias said.

Borrowers who opt to continue settling their amortization payments during the moratorium period may still pay at all NHMFC offices, through our accredited collection partners — Development Bank of the Philippines (DBP), Philippine National Bank (PNB), Land Bank of the Philippines, Bayad Center, Gcash, Maya, and MyEG, or via Online Payment Facility in the NHMFC website.  Payments made for updated accounts  the moratorium period shall be treated as advance payments.