Housing loan borrowers of the National Home Mortgage Finance Corporation (NHMFC) in Central and Eastern Visayas  affected by the recent Typhoon “Tino” are granted one-month moratorium on the payment of their monthly amortizations effective November 4, 2025 until December 3, 2025.   

 More than 1,800 accounts are qualified to benefit from this program.

NHMFC President Renato L. Tobias said that this is pursuant to the declaration of a State of National Calamity by President Ferdinand Marcos Jr. through Proclamation No. 1077,  and the  directive of Department of Human Settlements and Urban Development  (DHSUD) Secretary Jose Ramon Aliling to grant a moratorium to borrowers in areas massively damaged by the recent typhoon, as well as in anticipation of the landfall of Typhoon “Uwan.”

“We understand the tremendous challenges our borrowers are facing right now, and this initiative is our way of extending compassion and support. By giving one-month relief from loan payments, we hope to ease their burden and give them the time they need to recover and rebuild their lives without worrying about their housing payments,” NHMFC President Tobias said.

He added that “through this moratorium, NHMFC stands in solidarity with families affected by Typhoon Tino.”

This initiative provides immediate relief  by deferring the billing and payment of the monthly amortization.  Penalties or surcharges will not be accrued on the monthly amortization during the moratorium period.  

Borrowers who still wish to continue their payment may do so voluntarily.  For borrowers with updated accounts, any payments shall be considered advanced payments.